Rumor has it that millions of credit card holders are finding a $0.25 charge on their credit card statements from a non-existent company – Adele Services in Melville, NY. Currently two theories exist as to why the mysterious charges are appearing on credit card statements.

One theory says the fraudster is testing illegal credit cards in small amounts before making larger purchases. Another theory suggests the fraudster is stealing a quarter from millions of credit card users in an attempt to get rich.

As to the validity of either theory, neither have been proved by anyone. Some credit card organizations speculate it’s easier to steal a quarter from millions of people than millions from one person.

Mitch Lipka, Globe Correspondent of Boston.com said in a recent article, “The latter theory has more credibility at the moment. The Better Business Bureau in Louisville reports that, at least so far, those who have been hit with the small charge have yet to get slammed with a bigger charge. The bureau speculates that the number of possible victims could be in the millions.”

No one knows how the fraudster got their hands on the credit card numbers. Lipka advises credit card holders to review their statements for the $0.25 charge and report it to the Federal Trade Commission (www.ftc.gof) and the Internet Crime Complain Center (www.ic3.gov) as soon as possible.

“Take a look at your credit card statements, and if the charge is there, don’t let it slide,” Lipa said. “It’s what the thieves want you to do. Instead, file a dispute with your credit card company, and lodge complaints.”

According to Lipka, Federal law enforcement agencies only react when consumer complaints reach high volumes. Responses to the article have been staggering with one commenter stating, “If I could help anyone for 25 cents a month (about all I could afford), I’d do it in a heartbeat.” Other responders say the crime is “intelligent” and “they should make a movie out of it.”

Consumers have two choices: sit back and do nothing while the thieves collect a quarter from millions and profit immensely or contact the authorities and send a message to all would-be fraudsters who think they too can profit from such a crime.

About Dave Young
Dave Young is a professional writer and founder of Young Copy, a leading promotional and technical writing services firm. Visit www.youngcopy.com to learn how you can boost your company’s revenues.



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